Job Details

Commercial Credit Analyst I | Location: 11149 Research Blvd, Austin, TX 78759 | Employment Type: Full-Time | Schedule: MondayFriday from a. 7:30AM to 4:00 PM or b. 8:00 AM to 4:30 PM | FLSA Status: Non-Exempt

Austin Telco Federal Credit Union is looking for a detail-oriented Commercial Credit Analyst I who thrives in an analytical, accuracy-focused environment. If you enjoy working with financial data, supporting commercial lending, and ensuring high-quality credit administration, this role offers a strong opportunity to grow your career in business lending and financial analysis.

What Youll Do

Financial Analysis & Credit Support

• Analyze and spread financial statements, tax returns, and supporting documents for new and existing business loan relationships
• Perform annual reviews and ongoing financial analysis to assess borrower performance and credit risk
• Identify and escalate credit concerns or material changes in borrower financial condition

Loan Monitoring & Compliance

• Monitor loan covenants, collateral, insurance, and reporting requirements
• Follow up with members, lenders, and external partners to obtain required documentation
• Maintain accurate and compliant commercial loan files

Documentation & Reporting

• Review commercial loan documents for accuracy and completeness
• Prepare monitoring and management reports related to portfolio performance and compliance
• Utilize loan and credit administration systems to support documentation, tracking, and reporting workflows

Member & Internal Support

• Communicate effectively with lenders, members, and internal teams to resolve documentation or reporting needs
• Support cross-selling efforts by identifying appropriate credit union products and services
• Perform other duties as assigned to support department objectives

What You Bring

• Bachelors degree in Accounting, Finance, or related field, or equivalent experience
• 12 years of experience in financial analysis, accounting, or loan support
• Ability to analyze financial information and assess credit risk
• Strong attention to detail, organization, and follow-through
• Effective communication skills across teams and with members
• Proficiency with Microsoft Excel and Office applications

Preferred Experience

• Prior credit union or financial institution experience
• Experience with Symitar/Episys, Sageworks, or similar credit administration systems

Why Youll Love Working Here | Were more than a credit union were a community. At Austin Telco, youll find a supportive culture, opportunities for growth, and a mission-driven team that puts people first.

• Comprehensive Benefits: Medical, dental, vision, disability, and life insurance, plus optional coverage for critical illness, legal support, and more
• Paid Time Off: Federal holidays, vacation, sick leave, and special paid days for birthdays, work anniversaries, and other milestones
• Retirement Plans: 401(k) with company match and a pension plan
• Community Engagement: Volunteer opportunities and credit union-sponsored events
• A supportive, mission-driven culture that values respect, empathy, service, integrity, and cooperation

Additional Requirements

• Good credit standing (verified prior to interview)
• Successful background check and drug screening upon offer

Equal Opportunity Employer: We celebrate diversity and are committed to creating an inclusive environment for all employees.

Compensation details: 50000-65000 Yearly Salary

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